The bags are almost packed. Sunscreen, chargers, a book that may or may not be read. And then, almost without thinking, the laptop goes in too.
Just in case.
For many business owners, that small decision is so routine it barely registers. The holiday will happen, but it will happen with one hand still on the business: a daily look at email, a payment run approved from a guesthouse, a call taken on the beach because the client asked for the owner by name.
Some owners are entirely comfortable with this. They enjoy staying in touch and would feel more anxious disconnected. That is a reasonable choice. This piece is about the other case: where the laptop goes in not because the owner wants it, but because the business has no way to function without it.
What surveys suggest
The evidence on owners and holidays comes mostly from international surveys, so it should be read as indicative rather than as a South African measurement.
A 2017 survey by the accounting software company Xero of more than 550 small business owners, reported by CPA Practice Advisor, found that only 14% said they could completely check out on vacation, while 85% admitted to working while away and 60% checked in proactively at least daily.
A November 2022 FreshBooks survey of 500 self-employed people and small business owners in North America found that only 25% planned to take at least a consecutive week off over the holiday season, and that nearly 40% had not taken a break of at least one consecutive week in a year or more. The most common reason given was financial: nearly half said they could not afford not to work.
That last point matters. Some barriers to time away are economic, not operational, and no system redesign changes the fact that a small business may need its owner's income-generating work. But the surveys also suggest a separate barrier, one that is closer to design: the owner as the only person able to do certain things.
Why the laptop goes in
If we take the laptop as a symptom, the useful question is what it is for. In many small businesses the answer is a short and fairly predictable list.
- Approvals that only the owner can give: quotes above a threshold, discounts, purchase orders, refunds.
- Payments that only the owner can release, because banking authority sits with one person.
- Access that only the owner holds: the admin password for the accounting system, the domain registrar, the main supplier portal.
- Relationships where key clients expect, or have been taught to expect, the owner personally.
- Knowledge that has never been written down: how a particular client is billed, why a supplier gets special terms.
Each item on that list is a decision about how the business is set up. Most were never made deliberately. They accumulated, one convenient shortcut at a time. Mellorca has explored the commercial side in key-person operational dependency and in why one approval can hold up an entire process.
An illustrative holiday
Consider an illustrative example: the owner of an East London electrical contracting business with eighteen staff, taking a ten-day family holiday in December.
- Supplier payments need two authorisations on the bank profile, and the owner is one of only two signatories; the other is also away.
- Any quote over a certain value needs the owner's sign-off, and two large tenders close during the holiday.
- The site supervisor is capable but has never been told what he may decide alone, so he phones.
In this scenario the owner works, on average, an hour a day on holiday. Not a disaster. But not quite a holiday either, and entirely predictable from the setup.
What is being taxed
The record behind this story names time, presence and autonomy as the human taxes. These are hypotheses, not findings, but they follow from the mechanism.
Time, because hours of leave are spent working. Presence, because even when not actively working, part of the owner's attention remains with the business, waiting for the next call. Autonomy, because the owner cannot freely decide how disconnected to be. The business has made that decision for them.
It is worth being careful about what is not being claimed. We are not saying holidays with some work in them are harmful, or that families suffer, or that any particular owner feels burdened. The point is narrower: an owner who cannot choose to disconnect has lost a choice.
What could realistically change
Most of the interventions are organisational. Several can be put in place in the weeks before a planned break.
- Write down who can decide what. A simple delegation schedule, setting out value limits and decision types, removes many of the calls. Mellorca's pattern on staff needing to ask who approves what describes the problem in detail.
- Add a second authority for payments. Banking profiles can usually be configured with additional authorisers and limits. This is a governance decision as much as a convenience one.
- Share access properly. Critical system credentials should not live with one person. A business password manager with appropriate controls is safer than either a shared spreadsheet or a single holder.
- Introduce clients to a deputy. Before the break, not during it.
- Document the exceptions. The few unusual billing arrangements and supplier terms that trip people up are worth a page of notes. Mellorca's guidance on workflows that survive staff changes applies equally to an owner's leave.
- Agree an escalation route. Decide in advance what would justify contacting the owner, and who makes that call.
What changes first, and the business outcome
The first change is that fewer things require the owner. Approvals happen within agreed limits. Payments are released by a second authoriser. The supervisor decides what he has been told he can decide.
The business outcome extends well beyond holidays. A business that can run for ten days without its owner is more resilient to illness, emergencies and growth. Decisions move faster all year, because they no longer queue for one person.
The human dividend
The dividends are time and autonomy.
Time, because leave can be spent on whatever the owner chooses, whether that is family, travel, rest or simply nothing.
Autonomy, because the decision about whether to pack the laptop becomes the owner's to make. Some will still take it, and check in occasionally because they want to. Others will leave it at home. The dividend is not a particular kind of holiday. It is the freedom to choose one.
The trade-offs
- Delegation carries risk. Someone else will make decisions the owner might have made differently. Value limits and clear rules contain this, but do not remove it.
- More authority means more controls. Additional payment authorisers and shared access require proper governance to avoid fraud or error.
- Staff carry more. The people given authority take on responsibility, and possibly stress, during the owner's absence. That deserves recognition.
- Economic pressure remains. For businesses where the owner's own work is the main source of income, time away has a real financial cost that no delegation schedule removes.
Why it matters
Leave exists to give people time that belongs to them. For owners, that time is often the hardest to protect, because the business has been built, quietly, around their constant availability.
Mellorca's interpretation is that the laptop in the suitcase is a reasonable response to a business designed around one person. Change the design, and the laptop becomes optional. What returns is not a guaranteed perfect holiday, but something more basic: the owner's ability to decide how present the business gets to be.
Sources and further reading
- Only 14% of Small Biz Owners Disconnect on Vacation (last verified 10 October 2026)
- The “Holiday Break” Report: Majority of Small Business Owners Plan to Work Through Holiday Season - FreshBooks (last verified 10 October 2026)
Related Mellorca reading
- The Inbox That Follows You Home
- The Lunch Break Eaten by Approval Requests
- When Your Calendar Belongs to Other People's Systems